No matter what the size of your business is, accounting is something you can never really do without. Implicitly, anyone with a decent business experience will confirm that having order in your accounting is absolutely crucial. However, if you’re the owner of a small business, you will undoubtedly find that keeping the books yourself, with no outside help, is extremely difficult, considering all the other factors that need control.

Cash is obsolete! Okay, I’m not saying you don’t need money anymore. Here’s what I mean. Yesterday, by lunchtime, I had paid a bill via the Internet, spoken to my mother using a calling card and ordered flowers online for a friend’s birthday. No cash needed. Which brings me to the two OTCBB companies I wanted to write about today. Trustcash Holdings Inc (TCHH: OTCBB) offers anonymous payment solutions for internet shopping. Paivis Corp (PAVCE: OTCBB) is a telecommunications company specializing in selling prepaid “point-of-sale activated” and live cards.

The stock markets are rising; fund houses are having a field day with rising assets under management and new fund offer launches, and are back in action. It’s perceptible in the communication from fund houses. We regularly interact with fund houses and sadly, not all the information we receive is through formal communication channels. Often fund houses choose to communicate off-the-record.

When I first began trading back in the '90's, I was very fortunate. I had begun trading at time when the market was headed almost straight up. My first strategy was writing covered calls which blended with a rising market in such a way that I almost never lost.

You have probably heard the saying "if you fail to plan, you plan to fail." This couldn't be more true in the world of trading. None of us begin to trade with the intention of failing but that is just what we are doing if we blindly look for trades to put our money into without a proper plan of attack.

Proper research is necessary for any successful financial endeavor. There are some nice things as hyip programs that can be useful for research. Check if the financial obligation you are going to buy is registered with the Security and Exchange Commission. If it is not registered, stay away.

Option pricing is a mystery to most traders. They struggle to comprehend terms like implied and historical volatility or intrinsic and time value, or the "Greeks" (Delta, vega, theta, gamma, rho…). These terms are intimidating and my experience suggests that at least half the folks you hear talking about them do not really understand very much about them.

Option pricing is a mystery to most traders. They struggle to comprehend terms like implied and historical volatility or intrinsic and time value, or the "Greeks" (Delta, vega, theta, gamma, rho…). These terms are intimidating and my experience suggests that at least half the folks you hear talking about them do not really understand very much about them.

It is not an easy job to decide on the best way to invest your capital. Investment markets are quite hard to grasp, so if youdecided to invest, seek professional guidance to make only preferable investments.

It appears that Houston has been one of the few markets in the country that has escaped to some extent the real estate downturn seen in most of the rest of the country. Despite the normal seasonal slo